Strategy in baccarat

Baccarat has a sense of mystery to it. Maybe because it was made ever so popular by the one and only Mr. Bond or maybe because it has been played for hundreds of years. Whatever the reason may be, some people think of it as a complicated game. The truth is that it is one of the most basic and enjoyable games that is offered by online casinos.

The games is not based on skill but on luck. Once you’ve placed your bet, you sit back and watch the game unfold. You either bet on the banker, the player or a tie, yes it’s that simple.

There are however a few tips and strategies that can help you a great deal along the way.


You will first need to understand the numbers of baccarat. It actually has the lowest house edge (along with craps) that you will find in all casino games. The house has only 1.4% advantage on bets on banker which is incredibly favourable for you as a player.

In the game of baccarat the players hand will win 44.62% of the time and the hand of the banker will win 45.85% of the time. So, the odds of the player-hand winning is just a little bit lower than the odds of the banker’s hand winning.

The pay-off for a tie is 8-1 and although it might seem incredibly exciting to bet on a tie, you must remember that a tie only wins 9.53% of the time.

If you don’t take the tie into consideration, the banker will win 51% of the time. The odds are actually more than the flip of a coin, so it is always advisable to bet on the banker.


If you take high roller tables out of the equation, minimum bets are generally $25 and maximum bets will be around $100. You have three choices. You can bet on the player, the banker or a tie. As previously explained, the odds of a tie is much lower and it has a 14% house edge.

Because of this it does not make mathematical sense to ever bet on a tie. However, if you feel that it might be your lucky day, go for it. If you don’t want to lose your money at a rapid speed, it is advisable that you don’t make a habit out of it.

The banker knows what is needed to win before deciding whether to draw a card so the odds of the banker’s hand winning will always be slightly higher. If a player wins a banker-bet, the players needs to pay a 5% commission to the house but this makes sense because it evens out the odds, a little.

Again, it is always better to bank on the banker, unless you want to enjoy the excitement of betting on your own hand.


Many players believe that if they keep track of the wins and losses, they will be able to find a trend. The truth is that it is the long term odds will have no influence on the short term results.

Even if the banker has had a winning streak and won 15 times in a row, the banker will still win more than half of the times. It is still used by many players and seem to be a popular method so it is up to you to decide whether you want to test it or not.


Card counting has always been an incredible popular method in baccarat. The idea is to figure out when it will be better to bet on the player or banker, depending on the cards that have been dealt.

You will need to play a version of baccarat with a 6 or 8-deck shoe. Many believe that you need to be a genius to learn this technique but it is actually incredibly straight forward.

The strategy is based on the number 16. If your count is less than 16, you should bet on the banker, if it is higher than 16, bet on the player.

You count as follows:

Count 1 – ace, 2 and 3

Count 2 – card with a 4 value

Count -1 – 5, 7, 8

Count -2 – card with a 6 value

Count 0 – King, Queen, Jack, 10 and 9