Older versions of baccarat required one of the players to be bank. In Baccarat Banque, there is no such requirement because the casino covers all bets. Baccarat Banque use the rules of Chemin the Fer Baccarat, which means that players may be allowed to make choices that can influence the outcome of the game. It is therefore not purely a game of chance.
In Monaco, Baccarat Banque developed into Baccarat à Deux Tableaux to allow for more players per round. Baccarat à Deux Tableaux is Baccarat Banque played at two cojoined tables with room for a total of 10 or 16 players (depending on the casino). At a modern table for Baccarat à Deux Tableaux, the dealer will sit in the middle of an oval table so that she splits the table imaginary to the right and left side.
The difference between Baccarat Banque and Baccarat à Deux Tableaux concerns the dealing of hands. In Baccarat Banque, the dealer deals one hand for Banco and one hand for Punto. In Baccarat à Deux Tableaux, the dealer deals one hand for Punto at the first table, one hand for Punto at the other table, and one hand for Banco. Banco plays against both Punto-hands at the same time.
How to play Baccarat à Deux Tableaux
- The croupier (dealer) shuffles the decks of card.
- The cards are given to the players on the right and the left side to be shuffled again. The last player to shuffle the cards is Banco (who is not actually covering any bets, he’s just a figurehead in this type of baccarat).
- Banco appoints a player to split the cards with a blank card.
- The croupier deals one card for the right table (Punto), one card for the left table (Punto), and one card for Banco.
- Each player places their bet.
- Banco deals one card for the right table (Punto), one card for the left table (Punto), and one card for Banco.
- If Punto or Banco has an eight or a nine, the cards will be turned face-up to be compared.
If neither Punto nor Banco has an eight or a nine, Punto and Banco each have the choice to accept or refuse a third card. The two Puntos act first, followed by Banco.
- Each Punto hand is compared to the Banco hand. Each player win or lose their individual bet.
- If Banco won, the same person is Banco for the next round. If Banco lost, the next player in order becomes Banco for the next round.
Should I accept a third card when playing Baccarat Banque / Baccarat à Deux Tableaux?
Most players adhere to the same guidelines as for Chemin de Fer Baccarat. These guidelines is rooted in mathematics and baccarat tradition.
- Accept a third card if your hand totals 0, 1, 2, 3 or 4 points
- Refuse a third card if your hand totals 6 or 7 points
Hands totaling 5 points are not covered by the guidelines.
When you are making decisions in the role of Punto, you only have to concern yourself with winning over Banco. When you are making decisions in the role of Banco in Baccarat à Deux Tableaux, you have two Punto hands to take into account. It is customary to focus on the Punto hand with the highest total wager.