The object is to assemble a hand of two or three cards with a points value as close to nine as possible. The perfect hand is one that totals nine in the first two cards. Eight is the second-best hand and, along with the nine, it constitutes the two “natural” hands. The only hand that will beat a natural eight is a natural nine. If any player hand or the Bank has a natural eight or nine, the others may not draw a third card. In a tie, bets are called off.

Aces count as one, picture cards as 10 and the others their face value. If your hand total is in double figures, then the first figure is ignored. So a hand totalling 18 would count as eight.

The player with the most money is usually is declared the banker – this is the casino in Baccarat Banque and rotates in Chemin de Fer. The banker deals three hands of two cards each, face down. These hands are for two players, one to the right and one the left of the banker, plus his own hand. Other players at the table may bet on either hand (cheval) or both to beat the banker’s hand. If a player declares “banco”, it means they are betting the total value of the bank’s funds and all other bets are withdrawn. Casinoer has a great guide on baccarat.

If either player has a count less than eight or nine, he may stand (saying “non”) or get one more card face up (saying “carte”). The player must stand on six or seven and must draw on four or less. Casinos usually take their percentage of the bank and bets as their fee for the game.

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## Baccarat online

The game of baccarat roots all the way back to the 1400’s when it was first played in Italy. It was based on a myth whereby a virgin had to throw a die and the outcome of the numbers would decide her fate.

If she threw 8 or 9, she would become a priestess. If she threw a 7, she would be allowed to live but would not be allowed to religious events. Should the die fall on 6 or under, she would be banished to sea to drown.

Although you won’t be banished to sea when throwing a 6 or less, it will result in you losing and throwing a 9 will give you winning results.

From Italy it moved over to France where it was played by the King and his noblemen. It only became increasingly popular when Ian Flemming created the fictional character that you all know today, Mr. James Bond. In the movies he is often seen playing baccarat and because of his cool persona, the game earned a sense of mystery and luxury.

When the online casino industry made it’s revolutionary appearance in the 1990’s, the game took off. Players could play the game from anywhere in the world, thanks to the internet. What’s more is that players with any budget could actually afford it because the minimum bets became much lower than in land-based casinos.

### PROS OF ONLINE BACCARAT

• #### It is uncomplicated and easy to learn.

Most people think the game requires a lot of skill but the truth is that it is based on luck. The rules are very simple and can be learned in a few minutes. Each card has a value. Face cards have a zero value ad the other cards have the value of the number indicated on the card. You want to get as close to 9 as possible. You only have three betting options. You either bet on the player’s hand, the banker’s hand of a tie.

• #### Low Casino Edge

This massive pro will offer you much better value for your money because it has the lowest house edge of all games (along with crabs). This means that you will have additional playing time which can result in more wins. The banker’s hand will win 51% of the time, (if you don’t take the tie into consideration) so it is advisable to always bet on the banker. If the banker’s hand wins, a 5% commission fee will be deducted form your winnings but this evens out the odds a little so it makes sense.

• #### Bonuses

Online casinos give you money for playing at their site which means that you will be able to win real money while playing with free money.

### CONS OF ONLINE BACCARAT

• #### Atmosphere

Because it is a fun game to play, some might long for the social aspect of land-based casinos. You can however play live baccarat whereby you will play with real people via video streaming.

• #### Wagering Requirements

When you play with free bonus money, it will usually be subject to wagering requirements. Make sure you understand the terms and conditions to avoid frustration when cash-out time arrives.